Honest Guides Written for Filipinos
Plain-language explainers covering everything from your first payday to estate planning.
Popular Right Now
Featured Guides
Best No Annual Fee for Life (NAFFL) Credit Cards in the Philippines (Oct 2026)
Eight cards compared by income requirements, rewards and the catches — including Maya Black's monthly-use condition.
Pag-IBIG Contribution Table 2026
Employee and employer shares, the ₱10,000 salary cap, and monthly regular savings for common salaries.
PhilHealth Contribution Table 2026
The 5% premium rate, salary floor and ceiling, and employee-employer shares for common monthly salaries.
MP2 Dividend Rate History 2010–2025
Every declared Pag-IBIG MP2 rate since 2010, including the latest 7.12% rate, long-run average, and five-year projections.
How to Buy Gold in the Philippines: A No-Guesswork 2026 Guide
Where you can actually buy gold, where BSP really fits in (it's not where you think), and the red flags other guides miss.
Dollar Account Philippines: Fees, Rates & Bank Comparison
Compare dollar accounts at 9 PH banks, avoid the fee mistake that erases a year's interest, and understand what PDIC really covers.
SSS Contribution Table 2026
Every ₱500 Monthly Salary Credit bracket with the employee share, employer share, EC premium, and WISP split.
Best High-Yield Savings Accounts in the Philippines (Oct 2026)
Up to 15% p.a. — the most generous peso savings accounts compared on real net rates, requirements, and the fine print most blogs skip.
Best Travel Credit Cards in the Philippines (Oct 2026)
Miles, lounge access, FX fees, and annual fee waivers — our deep-dive comparison of the top travel cards for Filipinos.
Best Internet Plans Philippines 2026: A Price & Speed Comparison
PLDT, Globe, Converge, Smart, Sky, and Starlink — fiber, 5G, and satellite plans compared side-by-side.
Best Cashback Credit Cards in the Philippines (Oct 2026)
Earn rates, category bonuses, caps, and annual fees — our deep-dive comparison of the top cashback cards for Filipinos.
Comparing the Top 7 Digital Banks in the Philippines (2026)
MariBank, Maya, GoTyme, Tonik, UNO, UnionDigital, and OFBank — interest rates, fees, and which one actually fits your cash flow.
How to Invest in the S&P 500 via UITFs in the Philippines
The S&P 500 tracks 500 of the largest, most successful companies in the US (like Apple, Microsoft, and Amazon). Investing in it from the Philippines is incredibly simple through a Unit Investment Trust Fund (UITF).
Pag-IBIG Housing Loan 2026: How to Borrow Up to ₱10M
4.5% promotional rates, eligibility requirements, and a step-by-step guide to getting approved — plus expert tips to maximize your loanable amount.
How to Check Your Credit Score in the Philippines (2026)
Step-by-step guide to CIC, Lista PH, CIBI, TransUnion, and CRIF — fees, wait times, and how to read, dispute, and improve your number.
REITs in the Philippines: Own Real Estate for ₱5,000 (2026 Guide)
All 7 Philippine REITs ranked by yield, risk, and value — fees decoded and a step-by-step buying guide.
The Ultimate Guide to Choosing Your Stock Broker in the Philippines (2026)
A clear, unbiased breakdown of the top Philippine online stock brokers — fees, features, and which one fits your investing style.
Pag-IBIG MP2: The Complete 2026 Guide
Tax-free dividends, government-backed, and beats most savings accounts — here's how MP2 actually works in 2026, plus how to enroll in 10 minutes.
HMO in the Philippines 2026: The Complete Buyer's Guide
Maxicare, MediCard, Intellicare, PhilCare, iCare, Pacific Cross, Etiqa & ValuCare — coverage, pricing, and how to pick the right plan.
PhilHealth: Your 2026 Complete Coverage Guide
Contributions, case rates, YAKAP, Z-Benefits, and maternity — plus how to reduce your hospital bill with PhilHealth in 2026.
RTB 32 Closed: Your Blueprint for the Next Tranche
RTB 32 closed Oct. 7, 2026 at 6.875%. Review its final terms, after-tax income, and how to prepare for the next tranche.
Student Loans in the Philippines 2026: Government vs. Private Rates Compared
SSS EALP, GSIS Ginhawa, InvestEd, Bukas, and GCash GGives — interest rates, fees, and requirements explained in plain language.
SSS: Your 2026 Social Security System Guide
Contributions, benefits, and online payment systems explained — plus 4 maximization hacks and a 5-step checklist for 2026.
Cheapest, Fastest OFW Remittance Guide (2026)
Which apps give your family the most pesos, what fees you're overpaying, and how to fix it — plus the new 2026 US remittance tax.
Scholarships in Metro Manila (2026)
College scholarships open to Metro Manila students — eligibility, deadlines, and how to apply.
InstaPay vs PESONet Fees 2026: Which Banks Are Actually Free?
BSP Circular 1238 pushed most major PH banks to drop InstaPay & PESONet fees. See who's free, who still charges, and which rail to use.
PH Bank Codes & SWIFT/BIC Directory (Aug 2026)
Every bank's BRSTN routing number and SWIFT/BIC code — searchable, copy-ready, and updated Aug 25, 2026.
GCash vs Maya: Which Is Better in 2026?
The Philippines' two biggest e-wallets go head-to-head — fees, interest, features, and which one deserves your peso.
Best Car Insurance in the Philippines 2026: A Comparison Guide
AXA, Malayan, FPG, OONA, Prudential & Standard compared — premiums, hidden fees, claims tips, and expert picks.
Term vs. VUL: Which Life Insurance Fits You?
A decision framework, not a sales pitch — real cost comparison, the term-plus-invest math, and a 6-step way to decide.
Is VUL Worth It? Variable Life Insurance in the Philippines, Explained
A fee-by-fee breakdown — premium charges, cost of insurance, fund fees and surrender charges — plus an honest verdict.
Best Travel Insurance for Filipinos 2026: The Complete Buyer's Guide
Pacific Cross, Oona, Standard, Cocogen & Malayan compared — plus whether your credit card's free coverage is actually enough.
Prepaid vs. Postpaid: Don't Pay for a Plan You'll Never Use Up
Which telco setup actually fits how you use your phone — real monthly costs, lock-ins, and data pools.
How to Claim SSS Benefits: Complete 2026 Guide
All 7 SSS benefits — sickness, maternity, disability, retirement, death, funeral, unemployment — plus why claims get rejected and what to do if yours is denied.
The SSS Salary Loan: How Much You Can Get, What It Really Costs, and How to Apply Right
Borrow up to ₱40,000 at 8% a year — eligibility, the real cost after fees, the online steps, and renewal tips.
How to Pay Off Debt Faster: The Utang-Free Roadmap
Snowball vs avalanche, where to start, and a simple, judgment-free plan to become debt-free in the Philippines.
Best Beginner Credit Cards in the Philippines (Oct 2026)
Compare starter cards with low income requirements, no annual fee options, and tips for first-time applicants.
Balance Transfer Philippines: 2026 Debt Playbook
Real cost vs add-on rate, bank fees, BSP rules, and when IDRP or a personal loan is the better move.
BIR Withholding Tax Table 2026
Annual, monthly and semi-monthly TRAIN Law brackets with worked salary examples.
Tools & Quizzes
Interactive quizzes and tools — phishing scam spotter, risk appetite test, financial IQ, and more.
Need numbers, not just words?
Try our free calculators to put these guides into practice.