Disclaimer & Editorial Policy

1. Not Financial Advice

The information provided on MoneyHub PH is for general informational and educational purposes only. Christian Ng (the "Founder") is not a licensed financial advisor, certified public accountant, or legal professional. All content, including digital bank comparisons, investment guides, and government benefit summaries, does not constitute professional financial, tax, or legal advice. You should consult with a qualified, licensed professional before making any significant financial decisions.

2. Independent Editorial Integrity & Affiliate Disclosure

MoneyHub PH is an independent, advertising-supported comparison service. To keep our content free for you, we may include affiliate links to products or services from our partners.

Objectivity: Our editorial team remains independent. While these relationships may influence the location or order in which products appear on our site, they do not dictate our ratings, reviews, or the accuracy of our comparisons.

Verification: We strive to provide the most up-to-date data, but financial products—such as interest rates, fees, and government policies (e.g., SSS, Pag-IBIG)—change frequently. We do not guarantee the accuracy, completeness, or timeliness of this information. Always verify terms and conditions directly on the official institution's website before opening an account or making a contribution.

3. No Warranties & Limitation of Liability

All information on this site is provided "as is" without any express or implied warranties. Under no circumstances shall MoneyHub PH or Christian Ng be liable for any loss or damage of any kind incurred as a result of the use of this site or reliance on any information provided herein. Your use of this site and reliance on any information is solely at your own risk.

4. Third-Party Links

MoneyHub PH may contain links to external third-party websites. These links are provided for your convenience. We do not investigate, monitor, or check these sites for accuracy or completeness, and we do not endorse or assume responsibility for the content, privacy policies, or practices of any third-party websites.