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Mortgage Calculator
Estimate your monthly home loan payment, total interest, and payoff date — with an optional breakdown for property tax and homeowners insurance.
PH
Home Loan Calculator
Amortizing loan · Optional taxes & insurance
%
Total monthly payment
₱29,822.93
Principal & interest₱29,822.93
Total principal
₱4,000,000.00
Total interest payments
₱3,157,502.10
Total loan paymentsⓘ
₱7,157,502.10
Payoff date
06 / 2046
Loan amount
₱4,000,000
80% of home price
Monthly P&I
₱29,823
240 payments
Total interest
₱3,157,502
6.5% APR
Disclaimer: Estimates only. Actual mortgage terms, fees, MRI, and rates vary by lender. Philippine banks typically require 20% down and offer fixing periods of 1–10 years; confirm the bank's disclosed effective interest rate (EIR) before signing.