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Side-by-side comparisons of digital banks, savings accounts and time deposits — updated monthly.
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Latest on Banking & Savings

Best High-Yield Savings Accounts in the Philippines (July 2026)
Up to 15% p.a. — the most generous peso savings accounts compared on real net rates, requirements, and the fine print most blogs skip.

InstaPay vs PESONet Fees 2026: Which Banks Are Actually Free?
After BSP Circular 1238, most major PH banks dropped their transfer fees. Here's who's free, who still charges, and which rail to use.

Comparing the Top 6 Digital Banks in the Philippines (2026)
Maya, GoTyme, Tonik, UNO, UnionDigital, and OFBank — interest rates, fees, and which one actually fits your cash flow.

Philippine Bank Codes & SWIFT/BIC Directory
Every BRSTN and SWIFT code you'll need for PESONet, InstaPay and international wire transfers — searchable and copy-ready.
More guides coming
On our editorial roadmap
Best Time Deposits in the Philippines
Which banks pay the most for locked-up savings.
How to Open a Peso Dollar Account
USD savings for hedging inflation and travel.
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