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Personal Loan Calculator
Estimate your repayments by month, fortnight, or week. Reveal the full amortization schedule and see the true total cost of borrowing.
PH
Personal Loan Calculator
Amortizing loan · Add-on rates not applied
Use the nominal annual rate (APR), not the monthly add-on rate.
Monthly Repayment Summary
24 months total
Loan Amount (Principal)₱100,000.00
Monthly Payment₱4,707.35
Total Interest₱12,976.33
Total Cost of Loan₱112,976.33
Principal ₱100,000.00 + Interest ₱12,976.33
Disclaimer: Estimates only. Uses standard amortization (declining balance). Many Philippine lenders quote a monthly "add-on" rate, which makes the effective rate roughly 1.8–2× higher than the nominal rate. Always confirm the bank's disclosed effective interest rate (EIR) before signing.