Editorial Policy

Our Mission

MoneyHub PH exists to help Filipinos make smarter financial decisions through clear, practical, and easy-to-understand personal finance information.

Our goal is to simplify complex financial topics so readers can compare products, understand financial concepts, and make informed decisions with confidence.

Editorial Principles

Everything published on MoneyHub PH is guided by the following principles:

Accuracy

We strive to provide accurate, up-to-date, and verifiable information.

Our content is based on reputable sources, including:

• Bangko Sentral ng Pilipinas (BSP) circulars and publications
• Official government agency portals (SSS, Pag-IBIG Fund, PhilHealth, BIR)
• Securities and Exchange Commission (SEC) and Insurance Commission disclosures
• Published bank fee schedules, product disclosures and credit card terms
• Industry reports
• Direct research

While we make every effort to verify information before publication, financial products, rates, fees, and regulations can change. Readers should always verify important details directly with the relevant provider.

Editorial Independence

MoneyHub PH maintains editorial independence in all content we publish.

Our reviews, comparisons, opinions, and recommendations are created independently and are not influenced by advertisers, affiliate partners, banks, financial institutions, or other commercial relationships.

Any affiliate relationships are disclosed where applicable.

Compensation never determines our editorial conclusions, rankings, or recommendations.

Transparency

We believe readers deserve to understand how MoneyHub PH operates.

Some pages may contain affiliate links or advertising relationships. When readers click certain links or sign up for products through our partners, MoneyHub PH may receive compensation at no additional cost to the reader.

These relationships help support the operation and growth of the website but do not influence editorial decisions.

Practicality

We focus on publishing content that is useful, actionable, and relevant to Filipino consumers.

Our objective is not simply to explain financial products but to help readers understand how they work, who they may be suitable for, and what alternatives are available.

Fact-Checking and Review Process

Before publication, content is reviewed for:

• Accuracy
• Clarity
• Consistency
• Relevance
• Reader value

Published content is periodically reviewed and updated as new information becomes available.

If a material error is identified, we will update the article and make corrections as promptly as possible.

Readers may contact us to report inaccuracies or suggest updates.

Our Use of Artificial Intelligence (AI)

MoneyHub PH uses artificial intelligence tools to improve research, productivity, content organization, and editorial workflows.

However, AI does not replace editorial judgment.

Human Oversight

Every article published on MoneyHub PH undergoes human review before publication.

A human editor is responsible for reviewing content for:

• Accuracy
• Context
• Readability
• Fairness
• Compliance with editorial standards

How We Use AI

AI tools may assist with:

• Research support
• Topic discovery
• Content outlines
• Draft generation
• Content summarization
• Grammar and style improvement
• Data analysis
• Content formatting

What AI Does Not Do

AI does not independently publish content on MoneyHub PH.

Content generated or assisted by AI is reviewed, edited, and approved by a human prior to publication.

MoneyHub PH remains fully responsible for all published content regardless of whether AI tools were involved in the editorial process.

Product Reviews and Comparisons

Our reviews and comparisons aim to be fair, objective, and based on publicly available information.

When evaluating financial products, we may consider:

• Fees
• Interest rates
• Rewards and benefits
• Eligibility requirements
• Accessibility
• Customer experience
• Overall value

No provider can pay to receive favorable coverage.

Corrections Policy

Despite our best efforts, mistakes can occur.

When we identify a significant factual error, we will correct it as quickly as reasonably possible.

Readers who believe they have identified an error may email hello@moneyhubph.com or use our contact page with the subject line "Correction: [Article Name]".

Contact

Questions, feedback, corrections, or editorial concerns may be sent to hello@moneyhubph.com or submitted through our contact page.

We welcome reader feedback and continuously work to improve the quality and accuracy of our content.